Mobilink Microfinance Bank Ltd. (MMBL) is looking for an experienced Business Analyst – Retail T24 Transact & Branch Operations to support its core banking and branch operations. The role requires strong functional expertise in Temenos T24/Transact, retail banking processes, business analysis, and core banking configuration.

The successful candidate will act as a bridge between business teams and technical development teams, translating banking requirements into functional specifications and designing effective business workflows.

Key Responsibilities

• Elicit, analyze, and document functional requirements for retail core banking, deposit accounts, branch counter operations, clearing, and back-office financial ledger workflows.

• Prepare Functional Requirement Specifications (FRS) and Agile User Stories for Temenos T24 Transact modules.

• Work with Arrangement Architecture (AA) Accounts/Deposits, Customer, Funds Transfer (FT), and Teller modules.

• Design and configure T24 front-office and back-office interfaces, including Versions, Validation Rules, Deal Slips, User Menus, Enquiries, and Local Reference Fields.

• Conduct GAP analysis between standard T24 functionality and local State Bank of Pakistan (SBP) regulatory and operational requirements.

• Define functional parameters for interest accruals, withholding tax (WHT), Zakat deductions, account fees, and Close of Business (COB) processing.

• Support post-live operations by validating COB financial outputs and clearing logs, including NIFT processes.

• Provide first-level functional support for T24-related operational issues.

• Develop functional test scenarios and test data.

• Lead User Acceptance Testing (UAT) activities and coordinate bug tracking through Jira.

• Collaborate with business and technical teams to improve core banking workflows and operational efficiency.

Eligibility Criteria

Education

• Bachelor’s or Master’s degree in:

  • Computer Science

  • Software Engineering

  • Finance

  • Business Administration

  • Or a relevant field

Experience

• Minimum 5–7+ years of experience as a Functional Consultant or Business Analyst working with the Temenos T24/Transact platform.

• Strong experience in core banking operations, product configuration, and business process analysis.

Essential Skills

• Functional expertise in:

  • T24 AA Accounts/Deposits

  • Customer

  • Funds Transfer (FT)

  • Teller

  • General Ledger (GL) Accounting

  • Versions

  • Enquiries

  • Deal Slips

• Strong understanding of retail banking and high-volume transaction processing.

• Knowledge of clearing mechanisms and SBP regulatory parameters.

• Proficiency in GAP analysis and Business Process Modeling Notation (BPMN).

• Strong FRS documentation and Agile User Story writing skills.

• Working knowledge of Jira and Confluence.

• Understanding of T24 COB/EOD batch processing cycles and financial logging.

Desirable Qualifications

• Temenos Certified Functional Consultant

• CBAP certification

• PMI-PBA certification

About Mobilink Microfinance Bank Ltd.

Mobilink Microfinance Bank Ltd. (MMBL) provides banking services across Pakistan through traditional microfinance and digital banking solutions. The bank offers services including savings, MSME financing, housing loans, remittances, utility bill and loan installment collections, mobile wallets, insurance, G2P, B2B and B2P payments, and other digital financial services.

MMBL focuses on innovation, entrepreneurship, teamwork, collaboration, customer-centricity, and financial inclusion.

Why Join MMBL?

This position offers an opportunity to contribute to core banking transformation and digital financial inclusion while working with modern banking technologies and cross-functional teams.

🔎 Source: Official Careers Portal
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